End User License Agreement

Last Updated: January 21, 2025

This End User License Agreement ("EULA" or "Agreement") is a legal agreement between you ("User" or "You") and RewardSmart ("Company," "We," "Us," or "Our") for the use of the RewardSmart mobile application ("App").

BY DOWNLOADING, INSTALLING, OR USING THE APP, YOU AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT DOWNLOAD, INSTALL, OR USE THE APP.

1. License Grant

1.1 Grant of License

Subject to the terms of this Agreement, the Company grants you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the App on a mobile device that you own or control, solely for your personal, non-commercial use.

1.2 License Restrictions

You agree NOT to:

  • Copy, modify, or distribute the App or any portion thereof
  • Reverse engineer, decompile, or disassemble the App
  • Rent, lease, lend, sell, or sublicense the App
  • Remove any proprietary notices or labels from the App
  • Use the App for any unlawful purpose or in violation of any applicable laws
  • Use the App in any manner that could damage, disable, overburden, or impair our servers or networks
  • Attempt to gain unauthorized access to any part of the App or its related systems
  • Use automated systems, bots, or scrapers to access the App

2. Intellectual Property Rights

2.1 Ownership

The App, including all content, features, and functionality, is and will remain the exclusive property of the Company and its licensors. The App is protected by copyright, trademark, and other intellectual property laws.

2.2 Trademarks

"RewardSmart," the RewardSmart logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company. You may not use such marks without our prior written permission.

2.3 User Content

You retain ownership of any content you submit to the App. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content for the purpose of providing and improving our services.

3. Third-Party Content and Services

3.1 Third-Party Content

The App may contain links to third-party websites, services, or content. We do not endorse or assume any responsibility for any third-party content, products, or services.

3.2 Third-Party Services

The App integrates with the following third-party services:

  • Plaid: For financial account connectivity
  • Google Gemini: For AI-powered chat functionality
  • RevenueCat: For subscription management
  • Google AdMob: For advertising (free tier)
  • Supabase: For backend services

Your use of these third-party services is governed by their respective terms of service and privacy policies.

4. Subscription Terms

4.1 Free Tier

The App offers a free tier with limited features and advertisements. Free tier features may change at our discretion.

4.2 Premium Subscription

The App offers a premium subscription ("Elite" tier) with additional features. Subscription terms:

  • Subscriptions are billed annually
  • Subscriptions automatically renew unless canceled
  • Prices may change with notice
  • Payment is processed through the Apple App Store or Google Play Store

4.3 Cancellation

You may cancel your subscription at any time through the respective app store. Cancellation will take effect at the end of the current billing period. No refunds are provided for partial periods.

5. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • Implied warranties of merchantability and fitness for a particular purpose
  • Warranties of non-infringement
  • Warranties regarding the security, reliability, timeliness, or performance of the App

5.1 Financial Information Disclaimer

THE APP DOES NOT PROVIDE FINANCIAL, INVESTMENT, OR CREDIT ADVICE. All recommendations are for informational purposes only. Credit card rewards, benefits, and terms may change without notice. Always verify information with the card issuer and consult with qualified financial professionals.

5.2 No Guarantee of Results

We do not guarantee that using the App will result in any specific amount of rewards, savings, or financial benefit. Actual results will vary based on individual circumstances.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Any loss of profits, data, goodwill, or other intangible losses
  • Any damages arising from your use or inability to use the App
  • Any unauthorized access to or alteration of your data
  • Any third-party conduct or content

Our total liability shall not exceed the greater of: (a) the amount you paid for the App in the twelve (12) months preceding the claim, or (b) one hundred dollars ($100).

7. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

  • Your use of the App
  • Your violation of this Agreement
  • Your violation of any third-party rights
  • Any content you submit to the App

8. Privacy

Your use of the App is also governed by our Privacy Policy, which is incorporated into this Agreement by reference. Please review our Privacy Policy to understand our practices regarding your personal information.

9. Updates and Modifications

9.1 App Updates

We may from time to time develop and provide App updates, which may include upgrades, bug fixes, patches, and other error corrections and/or new features. Updates may also modify or delete features and functionality. You agree that we have no obligation to provide any updates or to continue to provide any particular features.

9.2 Agreement Modifications

We reserve the right to modify this Agreement at any time. We will notify you of material changes by posting the updated Agreement within the App or on our website. Your continued use of the App after such changes constitutes acceptance of the modified Agreement.

10. Termination

10.1 Termination by You

You may terminate this Agreement at any time by deleting the App from your device and discontinuing use.

10.2 Termination by Us

We may terminate or suspend your access to the App immediately, without prior notice or liability, for any reason, including if you breach this Agreement.

10.3 Effect of Termination

Upon termination, all rights granted to you under this Agreement will immediately cease. Sections that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Governing Law and Dispute Resolution

11.1 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

11.2 Dispute Resolution

Any dispute arising from this Agreement shall first be attempted to be resolved through good faith negotiations. If the dispute cannot be resolved within thirty (30) days, either party may pursue resolution through the courts of Telangana, India.

12. Export Compliance

You agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce.

13. U.S. Government End Users

The App is a "commercial item" as defined in 48 C.F.R. ยง2.101, and if acquired by or on behalf of the U.S. Government, it is provided with the rights described in this Agreement.

14. Severability

If any provision of this Agreement is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

This Agreement, together with our Privacy Policy and Terms of Service, constitutes the entire agreement between you and the Company regarding the App and supersedes all prior agreements, understandings, and representations.

16. Contact Information

If you have any questions about this Agreement, please contact us at:

17. Acknowledgment

BY DOWNLOADING, INSTALLING, OR USING THE APP, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS AGREEMENT.